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My spouse and I were recently talking about updating our will and wondered if we should also set up a trust. How do we know if we need one? A will is one of the most important estate planning tools, but many people wonder if it is enough or if adding a trust makes sense. The answer depends on your finances, your family situation and what you want your plan to accomplish. Here is a simple way to think about it. What a will does A will spells out who gets your assets after you pass away. It also names an executor to carry out your wishes and can designate a guardian for minor children. The downside is that a will must go through probate, which is the court process that validates and oversees distribution. Probate can take several months to a couple years and, in many states, becomes part...
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On June 2, 2026, the Internal Revenue Service (IRS) announced that taxpayers who missed the April 15 tax filing deadline may still use the IRS Free File program. IRS Chief Executive Officer Frank J. Bisignano stated, "IRS Free File makes it easy for taxpayers to meet their filing obligations and claim valuable tax credits at no cost. As we continue to transform the IRS into a digital-first agency, tools like IRS Free File help provide a secure, convenient, and reliable filing experience for taxpayers." Many taxpayers who do not usually file a tax return may still qualify for tax credits or refunds. An estimated 109 million taxpayers are eligible to use the IRS Free File program. The IRS will maintain the availability of Free File until October 15, 2026. The IRS Free File...
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Joe and June started Children's Clothing Company 30 years ago. They are now both age 65 and are interested in...
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